Make Your Partner as Partner to Manage Finances – infomediaku.net
What do you often talk about when you are with your partner? Equal perceptions about the future? Are you also talking about finances?
There is a general view in society that needs to be straightened out about finance in a relationship.
Most people think that talking about finances in a relationship is unethical and taboo to talk about. Why is that? This can happen because there are different views about the value of money and how to manage finances.
Financial problems are actually small problems, but if left untreated they can cause bigger problems so avoid this happening to your household. Make your partner a friend in managing finances in the following ways:
1. Open and Trust One Another
Honesty is one of the main assets in building good relationships. Including honesty about finances.
When in a relationship try to be open and respectful to each other’s opinions about finances. How does each value money and how each wants to manage finances?
Even though it is not the main goal in a relationship, if you and your partner have the same vision of financial management it will help prevent conflicts.
You also need to be open about deficiencies in managing finances. That way your partner can complete these shortcomings or at least you and your partner can find a solution to the problem.
2. Create a Good Work Team
When in a relationship, let alone marriage, it involves more than one person. Of course, there will be more than one thought and point of view.
Suppose your partner is a colleague in various fields of life. This includes managing finances, managing budgets, and preparing emergency funds.
Build strong teamwork by dividing roles according to ability. If you have shared roles, entrust your financial management with your partner.
Don’t hesitate to remind each other. If you think of your partner as a teammate, then there is no dominant party in managing finances. All have the same role and position.
3. Implement Joint Income and Expenditure Targets
In a marriage, individual priorities will be shifted by shared priorities. You and your partner must have a greater priority when it comes to happiness together.
For example, you must prioritize children’s school fees more than buying the bag that you have been dreaming of. This may also apply to things like wanting to buy a more comfortable car or house.
The targets that you make are aimed at common interests. Always maintain communication, even regarding the smallest expenses you make. This can prevent misunderstandings.
This also applies to revenue targets. The desire to buy a bigger and more comfortable house must be realized by targeting an appropriate income. You can discuss with your partner the income target you want to achieve.
4. Monthly Financial Review
Like managing personal finances, joint finances also need evaluation. Review your monthly expenses. In addition, you can also check your savings, credit cards, installments, or other bills.
Choose the right time to discuss and review your expenses and your partner this month. You can also target plans to save money in the following months or small awards for joint efforts.
5. Appreciation for mutual success
When you and your partner succeed in reaching certain income or expense targets, do appreciation even though it’s simple. You can celebrate with a romantic dinner on the home page or just watching a movie together.
This is a form of appreciation after the efforts you and your partner have put in. Having a celebration shows the effort you are doing is more pronounced.
With this celebration too, you and your partner will be more eager to achieve future income or expenditure targets.
6. Make Use of Financial Planning Applications
What do you think about the third party in a relationship? Third parties in a marriage are not always bad. In this case, the third party in question is a financial planning application.
If you and your partner are too busy to check income and expenses, financial applications can provide a little help. The application linked to your account will track the movement of your money.
This application can also provide a solution regarding the target income if you and your partner cannot decide after doing a lot of consideration.
Can Your Partner Also be a Partner in Managing Finances?
If you and your partner rarely talk about finances, you can start now. Some of the methods above help you communicate with your partner regarding financial management.
Don’t get into conflict in a relationship because of financial problems. So, continue to communicate and trust your partner in managing finances.